OUR SIMPLE FUNDING PROCESS

Flexible Business Financing Solutions from Ballpoint Capital
At Ballpoint Capital, we offer excellent commercial term loans and lines of credit with a wide range of funding solutions to help you move your business forward with confidence. From merchant cash advance consolidation to business lines of credit, short-term business loans, and monthly payment term loans, our financing options are built to meet a wealth of needs.

Our experienced team is committed to making the funding process simple, transparent, and stress-free. We understand that business owners juggle a lot—from managing day-to-day operations to planning for growth— we believe accessing capital should never be a hurdle!

Why Work with Ballpoint Capital?
We prioritize your experience by offering honest guidance, fast approvals, and tailored funding solutions—backed by a straightforward, 5-step process. Our goal is to deliver real value without the confusion or hidden terms.

With Ballpoint Capital, you’ll gain more than just funding—you’ll gain a partner committed to helping you succeed.

Step 1

Personalized Consultation with a Business Funding Advisor
Your journey to securing the right business financing begins with a one-on-one consultation with an experienced funding advisor. During this call, we take the time to understand your full story—your current situation, past funding experiences, and long-term business goals. This personalized approach ensures we match you with the best financing solution tailored to your unique needs.

Step 2

Submit Your Application and Required Documents
After your consultation, we’ll guide you through a quick and secure application process using DocuSign. To move forward, you’ll just need to upload a few essential documents—keeping things fast, easy, and fully digital so you can focus on running your business.

Step 3

We Prepare and Submit Your Custom Funding Package
Once we’ve received your documents, our team gets to work building your personalized funding package. You can sit back while we handle the heavy lifting—negotiating and presenting your opportunity to our vetted lending partners. During this phase, clear communication with your funding advisor is key to ensuring a smooth and timely process.

Step 4

Review and Discuss Your Funding Offers
With your funding package submitted and reviewed, your advisor will present your approval options—complete with clear terms, rates, and repayment details. We’ll walk through everything together to ensure you fully understand your offers and choose the one that aligns best with your business goals and comfort level.

Step 5

Receive Your Funds and Grow Your Business
Once your offer is accepted, funds are disbursed quickly—typically via ACH or wire transfer and often received the same day or next. With fast access to capital, you can move forward confidently, invest in your business, and take the next step toward achieving your goals.